Phone: (636) 916-1234
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Claims: Don't have any. But seriously, if you do, the first order of business
is to make sure that everyone is safe and emergency help is called if
needed... or if you are not sure if it is needed.
It is said that "common sense" isn't so common, but trying to remain
calm and to take a figurative step back and to evaluate the situation
can go a long way in making common sense decisions that could save your
own life or someone else's, and/or to prevent or minimize further
Auto claims: Get people away from the road if there is a danger of
being hit. Put on flashers, & or put out reflectors or flares when
they could prevent additional collisions & doing so does not put
one in significant danger.
Home: See if there are safe ways to eliminate or at least reduce danger
to others and to minimize or eliminate further damage. If your home has
suffered severe storm damage, most homeowner policies will pay for
emergency repairs such as boarding up windows or covering up holes in
the wall or the roof to minimize water damage or to keep out burglars
and other intruders.
Give me a call and we can discuss what happened and the best options
for handling things. It may not be a good idea to report something
minor, such as a broken window, for instance, to your company if it is
clearly below the deductible. I have had people call me looking for
insurance because they were cancelled because of 2 or 3 claims in a
relative short time frame and one or two of them should have never been
turned in. They may have reported some minor claim which was below the
deductible threshhold and they never collected anything, but it is
showing up on their record as a property claim.
I may also be able to help give some ideas or recommendations on who
else to call, such as emergency specialists who can help get flood or
sewer water out of a home and help get the drying out process started
before additional problems such as mold or wood warping etc. cause even